Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

Sunday, May 13, 2007

What's Your Integrity Worth?



I was watching the season finale of Survivor tonight. It was interesting watching the different scenarios play out. A couple of weeks ago Yao won a truck but surprisingly gave it to Dreamz, in a deal that would have seen Dreamz give Yao immunity into the final three. Dreamz was the only one of the survivors who did not own a vehicle.

Yao followed through on his part of the deal and Dreamz made all of the right noises about doing the right thing. He said that he would follow through because he wanted to show his young son that being a man meant keeping your word.

You could see the tension on Dreamz' face as the moment of truth arrived. He was wrestling with keeping his word and giving up a shot at a million dollars, or breaking his word and losing his integrity. I was genuinely surprised that he chose to betray Yao and go back on his promise.

There was obviously a great deal of inner turmoil going on with Dreamz - it showed on his face. He looked like he was almost in tears. Later that night he continuously tried to justify himself to the group, but it seemed as though he was trying to convince himself that what he did was right.

Sadly, this contest revealed who he really was. Here's the question for all of us - what would we be willing to do for a million dollars? How do you look at your son and try to explain that sometimes it's okay to cheat and lie? One thing about money - as the Bible says, "the love of money is the root of all kinds of evil."

Tuesday, March 27, 2007

Does God Want You To Have A Cadillac?






I'll get the confessions out of the way right off the top. One of my pet-peeves is the so-called prosperity Gospel which is being promoted from many North American pulpits. I find it morally repugnant that some preachers tell people living in one of the wealthiest societies in the history of the world that getting even richer is something that they should expect if, indeed, they are followers of God.

I've read the Bible through a number of times; I myself am a pastor and a preacher. I am at a loss to find how a balanced view of the Scriptures can lead to the conclusion that some in this movement have reached. The Bible does teach that our lives will be blessed. It does teach that if we are faithful to God He will provide all of our needs. It also says that "People who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge men into ruin and destruction." (1 Timothy 6:9).

So, what does the Bible teach about money?

  1. There's nothing wrong with money - in and of itself. We know this because Jesus used money and commented on it. He told his disciples to look at a coin and tell him whose inscription was on it. Then he said in Matthew 22:21: "Give to Caesar what is Caesar's, and to God what is God's." Many have wrongly quoted Jesus as saying that "Money is the root of all evil." It was actually the Apostle Paul, and what he said, in 1 Timothy 6:10, is this: "For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs."
  2. Money can be used for good or evil. Again, Jesus gives us examples of both of these. He praises the widow who gave an offering of 2 mites, each of them worth 1/5 of a penny (Mark 12:42). In Mark 12 he draws a comparison between her small gift and the seemingly more generous gifts of the wealthy. In his eyes, her gift was better because she gave all she had and the wealthy merely gave spending money. Hers was a heart gift.
  3. The management of our money is a reflection of God's place in our lives. In 2 Corinthians 8:5 Paul commends the church in Macedonia who gave "out of their deep poverty." He praises them because they "gave themselves first to the Lord and then to us in keeping with God's will." Note firstly that they were not wealthy themselves; secondly, they were giving to help the church in Jerusalem, which was also experiencing hardship.
  4. Becoming a Christian does not guarantee wealth nor a free pass on the problems of life. No less an authority than Jesus Christ Himself said "In this world you will have trouble..." He also told us in Matthew 16:24 that: "If anyone would come after me, he must deny himself and take up his cross and follow me." The Apostle Paul, likely the greatest missionary in the history of the church, had so many challenges to overcome that he said in 1 Corinthians 15:19 that: "If only for this life we have hope in Christ, we are to be pitied more than all men." It is the resurrection of the dead that provides hope for Christians - not the promise of wealth on earth.
  5. Wealth does not necessarily reflect God's blessing. A cursory glance at any list of the world's wealthiest people should give enough evidence of this. If this were true why is it that in a society which is the richest in the history of the world antidepressants are a multi-billion dollar industry?
  6. Each of us is responsible to God for our use of the resources placed at our disposal. This goes for the poor as well as the wealthy. In Matthew 25:14-30 Jesus gives His Parable of the Talents. Note that he expected the same faithfulness from the one who was given one talent as he did from the one who was given five.
  7. Sometimes God does reward us with material blessings. Scripture clearly teaches us that all of the good things that we enjoy are gifts from God, including things like raises and bonuses. Luke 6:38 says "Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you." In context, this clearly speaks to more than material wealth, as Jesus had just been speaking of the law of reaping and sowing.

Conclusion: As a general principle, the Bible does teach that if we walk in obedience to God and His Word our lives will be blessed. That blessing can, and often does, include material things. However, the Bible also teaches that the gifts we are given are meant to be used to advance God's purposes in the world. Wealth for its own sake is condemned as selfishness and sin in Scripture (See Luke 12).

As a pastor I've always had the belief that God's Word is universally true. His principles do not change whether you live in Hollywood or in a village in Africa. If it is true that prosperity always signifies God's approval, then the lack of prosperity would signify His disapproval. If that is the case then most of the New Testament Christians (most of the Christians in history!) have lived under God's disapproval. I much prefer to stand with men like the Apostle Paul, who said in 2 Corinthians 4:16-18: "Therefore we do not lose heart. Though outwardly we are wasting away, yet inwardly we are being renewed day by day. For our light and momentary troubles are achieving for us an eternal glory that far outweighs them all. So we fix our eyes not on what is seen, but on what is unseen. For what is seen is temporary, but what is unseen is eternal."

Thursday, March 01, 2007

Money, Money, Money...







There was a quote that I noticed in a Toronto Star article today that caught my eye. The article was dealing with the growing gap between rich and poor in Canada, and the seemingly insatiable desire for more - even among those who would be considered wealthy. It was written by Rita Daly and the quote was attributed to Kalle Lasn, an "outspoken critic of consumer excess..." He called this "hyper-capitalist" trend in society a "social virus" and thinks that "it's eating at our culture." I don't know the guy's politics; I'd probably disagree with him about many things, but I think he has a point here.

In my dealings with people I've found a growing number who find themselves falling further and further behind. I don't mean that they can't afford the latest toys; I mean they can't afford their house or apartment; can't keep up with their bills and can't keep their car on the road. In another article in the same edition, Daly and Laurie Monsebraaten quote statistics that show that the average Canadian family with children worked 200 more hours in 2004 than in 1996 yet found themselves no further ahead. On the other hand, the top ten percent of income earners worked less, yet found their salaries growing exponentially.

For example, in 1996 the 10% richest families earned 31 times what the 10% poorest lived on. By 2004 they earned 82 times more. That's quite a change - even without a careful study of the statistics. We've all heard about the incredible salaries of CEOs both in Canada and the U.S. Here's just one example: John Hunkin stepped down from his position as CEO of the Canadian Imperial Bank of Commerce (CIBC) in 2005. He now receives more than $1.3 million yearly in retirement benefits. He also received more than $25 million in stocks. His salary in 2004 alone was $1 million. His bonus for the year was over $3 million. That's just one example.

Now, let me first say that I believe in free enterprise. I also believe in social responsibility. In 2004 three of the big Canadian banks earned profits of: $2.2-billion (CIBC), $2.9-billion (Bank of Nova Scotia) and $2.83-billion (Royal). Yet my non-scientific poll and my personal experience reveal that customer service is actually declining. You receive no interest on deposits, high service fees and no tellers when you want service. This is only one sector of business. We could look similarly at the oil companies and others. We could also look at our own Federal government.

The point is that there is a grossly disproportionate share of resources being channelled into fewer hands, creating, soon, a permanent underclass. Perhaps the most telling symptom of this "social virus" is one that is hard to measure, because you can't see it. It's a growing sense among a generation that they will not be able to achieve their dreams. Not only that, but there's a growing fear that they cannot even take care of their own. It's been a while since our culture has known that fear on a wide scale.
I think that there's a reason (or reasons) for the insatiable greed on the one hand and the fear on the other. We've made money and things the measure of our success; yet things can never satisfy. I remember at Christmas waiting for the new toy and then merely days later forgetting all about it. The more we have the more we want. We also have advertisers telling us all of the things that we need because they will make us happy.
There is something very wrong with a culture where, even though the very poor are wealthy by the world's standards, there remains such a high level of dissatisfaction. If you're looking to be the richest on the block there's always a Jones (or a Trump) with more.
Wouln't it be great if more people lived the way that Mother Teresa lived? She said: "I try to give to the poor people for love what the rich could get for money. No, I wouldn't touch a leper for a thousand pounds; yet I willingly cure him for the love of God." She understood that what really matters is not what we have, but what we do with what we have.
The Biblical word for that is stewardship. It's a recognition that God is the one who has provided for us, and He intends for us to use our resources to help others; to make the world a better place. One of the best examples I've seen of this was when Rick Warren, pastor of Saddleback Church in California, became a best-selling author. His book, Purpose Driven Life, has sold millions of copies and brought in millions of dollars. What does a man do with that kind of money in light of Scripture? That's what Larry King asked him. Warren and his wife decided not to buy a bigger house; to stop taking a salary from the church; to pay back the church every penny he had received in salary; to set up charitable foundations to distribute the money; to give 90% of it away and to live on only 10%. He and his wife, Kay, are now heavily involved in fighting the AIDs epidemic.
He might not be perfect - I'm sure he's not. But I think I prefer his example to that of John Hunkin. We are not accountable for what we don't have; we are accountable, however, for what does come into our possession. If each of us could keep that in mind, we could make the world a better place. Just a thought.